Thesis Statements For Identity Theft

Thesis Statements For Identity Theft-88
The issuing bank's representative joked that the incident could be used as a commercial with the slogan "Dogs don't chase us, we chase them." How does this happen? Dawg isn't the only one-Monty, a Shih-Tzu was extended a ,600 credit line), other pets, and toddlers get credit cards? Creditors want to establish new accounts in order to make a sale.In the rush to issue a new account, errors can be made, and fraudsters can scam the system.Almost all identity theft involves at least three persons: One must remember that there will always be financial fraud, and that no payment system is perfect.

This problem has its roots in the credit granting process--the same information that is used to identify the credit applicant is used to "authenticate" her. If you are reading this and are thinking to yourself that this doesn't make any sense, you get it. As explained above, the SSN is used both to identify and to authenticate individuals. Unlike credit card numbers, the SSN contains no "checksum," a mathematical formula to verify integrity.For instance, a password can be used to verify that one is authorized to use a computer account. For instance, a bus token can prove that one has authority to ride the bus. I need to check whether you have adequate credit with the consumer reporting agency. The SSN is also widely available in public records, mostly at the county level, where property deeds are filed.But creditors don't use sound authentication methods. Consumer reporting agency: There exists a John Doe with the SSN 1. Because they are in public records, SSNs are available to almost anyone. Dawg was issued a Chase Manhattan Platinum Visa Card with a

This problem has its roots in the credit granting process--the same information that is used to identify the credit applicant is used to "authenticate" her. If you are reading this and are thinking to yourself that this doesn't make any sense, you get it. As explained above, the SSN is used both to identify and to authenticate individuals. Unlike credit card numbers, the SSN contains no "checksum," a mathematical formula to verify integrity.

For instance, a password can be used to verify that one is authorized to use a computer account. For instance, a bus token can prove that one has authority to ride the bus. I need to check whether you have adequate credit with the consumer reporting agency. The SSN is also widely available in public records, mostly at the county level, where property deeds are filed.

But creditors don't use sound authentication methods. Consumer reporting agency: There exists a John Doe with the SSN 1. Because they are in public records, SSNs are available to almost anyone. Dawg was issued a Chase Manhattan Platinum Visa Card with a $1,500 credit limit. Dawg is a dog, a four-legged domestic animal that lacks the ability to pay credit card bills or even enter into a credit contract.

Steps could be taken to reduce the incidence of identity theft dramatically, such as requiring credit issuers to more carefully check applications for new accounts.

It's not that credit card companies and banks want to cause harm, it's that tolerating some identity theft results in more profits for the companies.

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This problem has its roots in the credit granting process--the same information that is used to identify the credit applicant is used to "authenticate" her. If you are reading this and are thinking to yourself that this doesn't make any sense, you get it. As explained above, the SSN is used both to identify and to authenticate individuals. Unlike credit card numbers, the SSN contains no "checksum," a mathematical formula to verify integrity.For instance, a password can be used to verify that one is authorized to use a computer account. For instance, a bus token can prove that one has authority to ride the bus. I need to check whether you have adequate credit with the consumer reporting agency. The SSN is also widely available in public records, mostly at the county level, where property deeds are filed.But creditors don't use sound authentication methods. Consumer reporting agency: There exists a John Doe with the SSN 1. Because they are in public records, SSNs are available to almost anyone. Dawg was issued a Chase Manhattan Platinum Visa Card with a $1,500 credit limit. Dawg is a dog, a four-legged domestic animal that lacks the ability to pay credit card bills or even enter into a credit contract.Steps could be taken to reduce the incidence of identity theft dramatically, such as requiring credit issuers to more carefully check applications for new accounts.It's not that credit card companies and banks want to cause harm, it's that tolerating some identity theft results in more profits for the companies.EPIC is not affiliated with the Privacy Rights Clearinghouse.Often referred to as the fastest growing crime, identity theft is the appropriation of another's personal information in order to commit fraud, or to masquerade as another person.That is, proving that one is who she claims to be ("This document proves that I am John Doe"). Practically, this means that it is very easy to simply make up a fake SSN, and there is a high probability that a manufactured SSN belongs to a real person.Many different things can be used for authentication. This means that if someone applies for credit and simply guesses a SSN, the account may be attributed to a total stranger.In a 2003 survey of more than 4,000 Americans, the Federal Trade Commission found that in the previous year, identity theft cost victims $5 billion in out-of-pocket expenses, as well as 300 million hours of their time trying to fix damage caused by the crime.The FTC survey showed that in all, 27.3 million Americans were affected by identity theft in the previous five years.

,500 credit limit. Dawg is a dog, a four-legged domestic animal that lacks the ability to pay credit card bills or even enter into a credit contract.Steps could be taken to reduce the incidence of identity theft dramatically, such as requiring credit issuers to more carefully check applications for new accounts.It's not that credit card companies and banks want to cause harm, it's that tolerating some identity theft results in more profits for the companies.EPIC is not affiliated with the Privacy Rights Clearinghouse.Often referred to as the fastest growing crime, identity theft is the appropriation of another's personal information in order to commit fraud, or to masquerade as another person.That is, proving that one is who she claims to be ("This document proves that I am John Doe"). Practically, this means that it is very easy to simply make up a fake SSN, and there is a high probability that a manufactured SSN belongs to a real person.Many different things can be used for authentication. This means that if someone applies for credit and simply guesses a SSN, the account may be attributed to a total stranger.In a 2003 survey of more than 4,000 Americans, the Federal Trade Commission found that in the previous year, identity theft cost victims billion in out-of-pocket expenses, as well as 300 million hours of their time trying to fix damage caused by the crime.The FTC survey showed that in all, 27.3 million Americans were affected by identity theft in the previous five years.

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