Aib Business Plan Template

Aib Business Plan Template-65
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“When reviewing applications for loans, the first thing I’ll say is that no two are the very same.

“Every farm system has differences, meaning that applications will be different,” the regional agricultural advisor said.

Phelan explained how previous historical farm accounts are very relevant in how the bank assesses the proposal.

“Historical accounts give a good indication to the bank as to what level of efficiency the farm business has previously operated.

According to Phelan, a well-structured loan is typically paid back to the bank over the “useful life” of the asset in question.

“For example, the useful life of a milking parlour is 15 years.A five-year plan, properly put together, that is understood by and applicable to the farmer is crucial for a successful business.It is also important for a farm loan application, AIB’s Liam Phelan said.We invite you to use the resouurces listed on this page.This information is not a substitute for professional advice and is only a starting point for your business planning.In December 2010 the Irish government took a majority stake in the bank, which eventually grew to 99.8%.AIB's shares are currently traded on the Irish Stock Exchange and the London Stock Exchange, but its shares were delisted from these exchanges between 20, following its effective nationalisation.“For the above reason, we really have to interrogate the business and make sure we know every detail about its functionality, efficiencies and weaknesses.How the farmer plans on overcoming challenges, such as poor farm-gate prices or internal weaknesses, are also very important, he added.The ratio shows how efficiently capital is being used to generate revenue.Disclaimer: Whilst every effort has been made to ensure the accuracy and reliability of the Financial Calculators, Business Guides and Excel Templates published within this website, you choose to use them and rely on any results at your own risk.

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